First 72 Hours Layoff Tool

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The First Facts

Last day of work

Benefits end date

Severance / final pay date

Current cash / savings available ($)

Expected severance lump sum ($)

One-time urgent costs ($)

Emergency Monthly Budget

This is the shared budget calculator. Save it here, then open Money Runway and click Use First 72 Budget Data.

Unemployment / temporary income ($/mo)

Bridge or temp income ($/mo)

Housing ($/mo)

Utilities ($/mo)

Food ($/mo)

Insurance / medical ($/mo)

Transportation ($/mo)

Debt / minimum payments ($/mo)

Phone / internet ($/mo)

Subscriptions ($/mo)

Other must-pay expenses ($/mo)

Minimum monthly expenses: —
Estimated emergency runway: —

Open Money Runway Calculator

This saves only in this browser. Use Export Backup too if you may move computers or clear browser data.

Day 1: Stop the Bleeding

Get the layoff terms, final pay, benefits end date, severance details, and any deadlines in writing.

Do not sign anything under pressure. Mark the deadline and review it calmly.

Make the emergency budget above: housing, food, insurance, transportation, debt, utilities.

File for unemployment or identify exactly when you can file.

Send two calm messages to trusted contacts. No drama. Just facts.

Day 2: Turn Confusion Into a Search System

Make a target list of 20 employers, not just postings.

Update the résumé enough to be usable. Perfect can wait.

Set up a tracker for applications, contacts, conversations, and follow-up dates.

Draft a short explanation of what happened and what you are looking for.

Day 3: Start Moving

Apply selectively to roles that are real enough to deserve your time.

Contact five humans connected to your field or target companies.

Pick one small proof project that shows what you can do.

Schedule tomorrow’s work before today ends.

Notes

Tool v1.1.0 · Toolkit v1.5.0